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Switch Your Strategy
There is only one path to wealth: Spend less than you earn. But there are two main approaches to achieving that goal: You can cut your costs, or you can increase your income. Many people align themselves more closely with one path over the other; however, it would probably be wise to spend some time thinking about both sides of the equation.
Celebrate Your Successes
Turning your long-term goals into short-term goals can give you a sense of urgency that may help you keep motivation alive. Once you’ve achieved your short-term goal for the month, you can think about a reward. However, it’s important that you don’t break the bank with rewards.